August 2009 Budget Recap

My birthday month was chock FULL of spending!!!  Ugh.  At least I got some birthday money to offset it.

Here is the (massive) damage for August:

Blown Budgets:

1.  Food & Dining (groceries and eating out, in total)

I did a lot of eating out this month, especially from a buffet in Vegas and all sorts of fast foods.  I’ll try to get back on track with cooking for September, as I don’t have any vacation plans.

2.   Toiletries/Cosmetics

AUG 1 Mitsuwa Mrkt Pl Toiletries/Cosme… –$25.00

$25 out of $35 of my toiletries/cosmetics budget was for a Japanese skin cream.  I still have to write a review for this, so watch for it!

Cash expenses for this month:

  • $14 – Farmer’s market groceries
  • Roughly $600 overall for Vegas vacation money!  Agh.  But I did get $400 for birthday money.  But I don’t feel too bad about spending that much.  I only go to Vegas roughly once every 2 years!  So I won’t be too hard on myself for this.  Save a lot, then play!

Overall budget:

$38 left out of $500 for the allotted categories!  Keep in mind this number is only for credit/debit spending only.

The Verdict?

I’m just happy to be under budget!  I think $38 is easy to spend quickly, so I’m giving myself a pat on the back!  The $600 in vacation money is a lot, but I think it was completely worth it.  I had a great birthday.

Next months plans?

Next month, I can’t buy any more toiletries/cosmetics. None!  Zero!  Zilch!!! Lately I’ve been having a difficult time staying under my $35 budget.  Here’s to hoping!

Also, I’m going to put in some money into my Roth IRA very soon.  I’m also going to start investing my money in the stock market.  I’ve been doing research for a few weeks and I’m still looking into what funds I want.